Financial education in Portugal
How it compares, what people complain about, and what is missing
Financial education
English edition
LusoAnalytica, Lda · Mowei.pt · November 2026 · 41 pages · PDF 2.2 MB
Research paper · Version 1.0, final
Portugal's financial literacy depends on how it is measured. On the OECD/INFE 2023 adult survey Portugal scored 63,4, 13th of 39 countries and slightly above the OECD-20 average of 62,7, but its knowledge score ranked 21st; on the 2023 Flash Eurobarometer 11 % of Portuguese adults reached a high literacy score, against 18 % in the EU27. The paper sets this next to household outcomes, complaints to regulators, national plans and measures abroad, gives each figure a source and a stated level of verification, tests public claims and field observations as supported, contradicted on average or not measured, and lists what remains open.
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